Google Pixel 11
Pay monthly£38.28 average monthly cost
590+ Giffgaff deal combinations
Compare dealsCompare phones available through giffgaff by total cost across the full term. giffgaff runs on O2's network and sells handsets alongside its plans, with a contractual guarantee against mid-contract price rises on its longer SIM plans.
29 phones currently available across 4 brands
Prices updated 1 September 2026
Reviewed by Phil Brown
| Network used | O2 |
|---|---|
| Provider type | Mobile virtual network operator, owned within Virgin Media O2 |
| Phones available | 29 across 4 brands |
| Handset deal contract lengths | 18 months, 24 months, 36 months |
| Upfront cost range | £10.00 to £2,469.00 |
| Cheapest model by average monthly cost | G06, £18.03 |
| Cheapest iPhone by average monthly cost | iPhone 16e, £32.64 |
| Cheapest Samsung by average monthly cost | Galaxy A17 4G, £22.06 |
| Mid-contract price rises | Contractually guaranteed against on 18 month plans, subject to sign-up date |
| Inclusive roaming | EU destinations, subject to a 5GB fair use cap |
| Credit check required | No |
| Prices updated | 1 September 2026 |
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Compare dealsOur cheapest deal on each of this month's most popular handsets.
giffgaff runs on O2's network as a mobile virtual network operator and sits within the Virgin Media O2 business. Coverage and 5G availability therefore match O2 rather than being separate.
Tesco Mobile also runs on O2, which makes those two providers and O2 itself directly comparable on coverage and different only on price and terms. If O2 signal is poor where you live, changing between these three will not improve it.
giffgaff guarantees no mid-contract price rises on its 18 month plans, and presents this as a contractual commitment rather than a stated intention. The guarantee has been tied to sign-up windows in the past, so check that the specific deal you are looking at carries it before relying on the guarantee.
Rolling monthly plans do not carry the same guarantee, but they can be cancelled at any time, so there is no minimum term to be locked into if the price changes.
Promotional pricing is common on giffgaff and often reverts to a higher standard rate at the end of the promotional period. That reversion is not a mid-contract price rise, but it has the same effect on what you pay, so check the post-promotion rate when comparing total cost.
Our guide to mid-contract price rises sets out which other providers guarantee against increases and which apply them every April.
giffgaff includes roaming in EU destinations using your existing UK allowance, with a fair use cap that applies once you have used 5GB of data in a month. That cap is lower than several competing providers offer, so it is worth checking against how much data you expect to use on a longer trip.
Outside the covered destinations, giffgaff does not apply your monthly allowance. Usage is charged against credit added to your account instead, and separate travel data add-ons are available for some countries. Anyone travelling regularly outside Europe should price this before choosing giffgaff on cost alone.
giffgaff does not sell handsets on a conventional network contract. You buy the phone, either outright or through a finance arrangement, and choose a plan separately. The handset finance deals currently shown on this page run for 18, 24 or 36 months. A credit check applies if you use the finance option, but not if you pay for the handset in one go and not for the plan itself.
This structure has a practical advantage: the handset and the plan are not locked together, so you can change or cancel the plan without it affecting the handset agreement. It also means the headline monthly figure on a giffgaff deal may not represent a single combined commitment in the way it does on other networks, so compare the total cost of handset plus plan rather than the monthly figure alone. You can also compare SIM-free phones if you would rather separate the two entirely.
Most current handsets support eSIM as well as a physical SIM card. Our guide to eSIMs explained covers how eSIM works, which phones support it, and what to check before ordering.
giffgaff has no telephone helpline. Support is delivered online through its member community and help pages. For people comfortable with online-only support this keeps costs down, and it is part of why giffgaff prices tend to sit below O2's own. For anyone who expects to phone a network to resolve a billing or handset issue, it is a meaningful drawback and worth weighing before choosing on price.
Because the handset and plan are bought separately, the most reliable comparison on giffgaff is the total of the handset price plus the plan across the period you intend to keep both. A low monthly plan figure alongside an expensive handset can cost more overall than a higher combined deal elsewhere.
Check three things specifically. Confirm whether the plan you are looking at carries the 18 month price rise guarantee. Check the standard rate that a promotional price reverts to. Confirm the 5GB roaming cap is enough if you travel, since several rival providers include more.
If you are moving from another provider and want to keep your existing number, our guide on how to keep your number when switching explains the PAC code process and the timings involved. If you are still deciding how much data to pay for, our guide to what is a good data allowance covers what different types of use actually consume.
giffgaff runs on O2's network as a mobile virtual network operator within the Virgin Media O2 business. Coverage, 4G and 5G availability match O2.
giffgaff guarantees no mid-contract price rises on its 18 month plans as a contractual commitment, subject to the sign-up window applying to the deal. Rolling monthly plans carry no guarantee, but they can be cancelled at any time.
No credit check applies to giffgaff plans themselves. A credit check does apply if you buy a handset using the finance option rather than paying for it outright.
giffgaff applies a fair use cap once you have used 5GB of data in a month while roaming in covered EU destinations. Beyond the covered destinations your UK allowance does not apply and usage is charged against account credit.
Coverage is identical, because giffgaff runs on O2's network, so the decision is about price, terms and support rather than signal. Compare the total cost across the full term for the specific handset you want, using the figures on this page alongside our O2 page, rather than relying on a general claim about which is cheaper. The structural differences are that giffgaff sells the handset separately from the plan, guarantees against price rises on its longer plans where O2 applies a fixed annual April increase, and provides online-only support with no telephone helpline.
To compile this page we reviewed giffgaff's published plan terms, roaming conditions and price rise guarantee in August 2026, alongside the handset deal data we collect daily. giffgaff structures handset purchases differently to most networks on this site, so the contract section on this page explains how the finance arrangement works rather than assuming a standard airtime and device split. Coverage statements are attributed to giffgaff and O2 and have not been independently measured by us.
Deal prices on this page are drawn from our daily feed of retailer and network pricing. Network policy statements on this page were checked against the following sources in August 2026.
Network terms, tariffs and roaming conditions change regularly. Confirm current conditions directly with giffgaff before purchasing.
This page is produced by the Mobile Phone Finder editorial team to help consumers compare handsets and contracts available through a single network. Deal prices are refreshed daily from our pricing feed. Network terms, coverage arrangements and roaming policies are reviewed on a regular cycle, and the date of the most recent check is shown on this page. Coverage and policy statements are attributed to the relevant network and have not been independently measured by us.
Deal prices: updated daily.
Network terms last checked: August 2026